Terms and Conditions
Last updated: September 2026
These Terms and Conditions govern your use of the Pool House SSAS website.
By accessing or using this website, you agree to these Terms and Conditions. If you do not agree with them, please do not use the website.
1. About Us
Pool House SSAS provides Small Self-Administered Scheme administration services to business owners, company directors and family-run businesses in the United Kingdom.
Our contact details are:
Pool House SSAS
Pool House
30 Dam Street
Lichfield
WS13 6AA
Email: info@phssas.co.uk
Telephone: 01543 441 645
2. Use of This Website
The information provided on this website is intended to give general information about Pool House SSAS and the services we provide.
You may use this website for lawful purposes only.
You must not:
- Use the website in any way that breaches applicable laws or regulations.
- Attempt to gain unauthorised access to the website, its server or associated systems.
- Introduce viruses, malware or other harmful technology.
- Use the website in a way that may damage, disable or impair its operation.
- Copy, reproduce or commercially exploit website content without permission.
3. Information Only – No Financial Advice
The information contained on this website is provided for general information purposes only.
Nothing on this website constitutes financial, investment, pension, legal, accounting or tax advice, and information should not be relied upon as a substitute for advice based on your individual circumstances.
Pension and tax rules can change, and the suitability of a Small Self-Administered Scheme or any transaction involving a SSAS will depend on the circumstances of the scheme and its members.
Where regulated financial, investment, legal, tax or other professional advice is required, you should obtain advice from an appropriately qualified professional.
4. SSAS Administration Services
Descriptions of our services on this website are provided as general information and do not constitute an offer or contractual commitment to provide services.
Any SSAS administration services provided by Pool House SSAS will be subject to separate terms of business, engagement documentation, scheme documentation and any applicable fees and conditions.
Nothing on this website overrides the terms of any separate agreement entered into between Pool House SSAS, a pension scheme, its trustees, members or sponsoring employer.
5. Pension and Tax Rules
References on this website to pension rules, HMRC requirements, tax treatment, commercial property, employer loans, investments or pension benefits are based on the rules and guidance applicable at the time the content is prepared.
Pension legislation, HMRC guidance, tax rules and regulatory requirements may change.
We therefore do not guarantee that information published on this website will remain current indefinitely.
Before proceeding with a pension-related transaction, appropriate professional advice should be obtained where required.
6. Commercial Property and Employer Loans
Information relating to the purchase of commercial property through a SSAS or loans from a SSAS to a sponsoring employer is intended as a general explanation only.
Transactions involving pension scheme assets are subject to specific requirements and must be considered individually.
The availability, suitability and tax treatment of any transaction will depend on the circumstances of the pension scheme, sponsoring employer and individual members.
7. Accuracy of Website Information
We take reasonable care to ensure that information published on this website is accurate at the time of publication.
However, we do not guarantee that all information will always be complete, accurate or up to date.
We may amend, remove or update website content without notice.
8. Website Availability
We aim to keep this website available and functioning correctly but cannot guarantee uninterrupted access.
The website may occasionally be unavailable due to maintenance, technical problems, hosting issues or circumstances outside our control.
We may suspend, withdraw or modify all or part of the website without notice.
9. Intellectual Property
Unless otherwise stated, the content of this website is owned by or licensed to Pool House SSAS.
This includes text, branding, logos, photographs, graphics, layouts, designs and other website materials.
You may view and print reasonable extracts for your own personal or internal business use.
You may not reproduce, republish, distribute, modify, sell or commercially exploit website content without our prior written permission.
10. Third-Party Websites
This website may contain links to websites operated by third parties.
These links are provided for convenience and information only.
Pool House SSAS does not control third-party websites and is not responsible for their content, availability, security, accuracy or privacy practices.
The inclusion of a link does not necessarily represent an endorsement of the third party or its services.
11. Limitation of Liability
Nothing in these Terms and Conditions excludes or limits liability where it would be unlawful to do so.
To the fullest extent permitted by law, Pool House SSAS will not be responsible for losses arising solely from reliance on general information published on this website where professional advice appropriate to the user’s circumstances has not been obtained.
We will not be responsible for indirect or consequential losses arising from use of, or inability to use, this website.
Our liability in relation to services provided to clients will be governed by the separate terms applicable to those services.
12. Email and Electronic Communications
Information sent to us electronically, including by email or website contact form, is transmitted over electronic communication networks.
Although we take reasonable precautions, we cannot guarantee that electronic communications will always be completely secure or free from interception.
You should avoid sending particularly sensitive information through general website contact forms unless requested to do so.
13. Privacy and Personal Information
Your use of this website may involve the collection and processing of personal information.
Information about how we collect and use personal data is contained within our Privacy Policy.
Where cookies or similar technologies are used, further information will be provided through our cookie notice or consent system.
14. Security
We take reasonable steps to protect our website and systems.
However, we cannot guarantee that the website will always be free from viruses or other harmful material.
You are responsible for ensuring that your own computer systems, devices and software have appropriate security and virus protection.
15. Changes to These Terms
We may amend these Terms and Conditions from time to time.
Any updated version will be published on this website and the date at the top of this page will be amended accordingly.
Your continued use of the website following an update will be subject to the revised Terms and Conditions.
16. Severability
If any provision of these Terms and Conditions is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply.
17. Governing Law
These Terms and Conditions and any dispute relating to the use of this website are governed by the laws of England and Wales.
The courts of England and Wales will have jurisdiction in relation to disputes arising from these Terms and Conditions, subject to any rights that cannot legally be excluded.
18. Contact Us
If you have any questions about these Terms and Conditions, please contact:
Pool House SSAS
Pool House
30 Dam Street
Lichfield
WS13 6AA
Email: info@phssas.co.uk
Telephone: 01543 441 645
